Accepted Dental Insurance
What type of dental insurance do you need, and is dental insurance accepted by your provider? Learn more about how dental insurance works and why you may want it.
What Insurance Does DIAC Take?
Delta Dental is the dental insurance accepted at DIAC. We handle filing directly with your primary insurance company. If you’re unsure whether we accept your dental plan, contact the insurance provider or call our office before your appointment.
What Is Dental Insurance?
Dental insurance is a special type of insurance, providing coverage for dental services. The plan covers some or all of the costs for professional dental treatments, including preventive care, such as cleanings and exams, and restorative treatments, such as fillings, root canals and tooth extractions. Many plans don’t cover cosmetic procedures, such as dental veneers, unless medically necessary.
Your dental insurance typically uses a coinsurance structure where the company pays a percentage, and you pay the rest. A typical structure is 100/80/50. That means the insurance company pays 100% for preventive care, 80% for basic procedures, and 50% for major procedures. You pay the remaining amount. Dental insurance policies cap your yearly benefits, usually between $1,000 and $2,000 per year.
The Dental Implant Aesthetic Center will do our best in determining your insurance coverage and provide estimates for any patient portion not covered by insurance. Please know that costs can change based upon findings from your insurance company or due to changes in your coverage. Any cost not covered by the patient’s insurance will be the patient’s responsibility to pay.
Why Should I Have Dental Insurance?
Dental insurance plans lower your out-of-pocket costs when you need dental care. Since they typically cover 100% of preventive care costs, you may be more likely to keep up with dental care. Routine visits help you keep your mouth healthy, reducing your need for dental procedures. Oral health is also essential to your overall health.
Having coverage makes restorative dental services more affordable. You can’t predict when you may break a tooth or experience severe decay. You pay only a portion of the procedure costs with dental insurance. This may encourage frequent dentist visits when you notice a problem, preventing it from worsening.